Staying on track
It is easy to keep an eye on your savings and there are things you can do if it looks like you will not have enough
Once you have set a target, you should check your estimated pension at least once a year by looking at your latest pension statement.
If you are not on track to reach your target, there are things you can do to increase your estimated retirement income:
You do not have to pay anything, but this is the simplest way to boost the value of your account if you are not on track. The minimum contribution from you is 50 PLN, but you can choose to pay more.
You can aim to increase the value of your account by investing in higher return-seeking funds. Generally, the higher the rate of return, the higher the risk, so you need to be prepared to see your account value going down as well as up.
The longer you work, the longer your account will continue to grow from contributions and investment returns.